Complaints against Conseco, Vanderbilt, Bambardier, and Green Tree: What MOBILE HOME Lenders DON’T WANT YOU TO KNOW!!

If you have a mobile home, or manufactured home, financed through a bank or private lender, here’s some information the customer service department won’t tell you!!

If you purchased your mobile home more than 1 year ago, and didn’t finance the land with it, you are entitled to use FEDERAL LAWS to lower your balance, lower your monthly payments, AND shorten the duration of your loan!  Even if the lender won’t offer you a loan modification, OUR LAW FIRM CAN HELP you modify your loan for only $351 down.

Here’s how it works:

Example – Assume you financed your mobile home on the following terms: $50,000 financed in September, 2011, at 8.5% APR over 20 years.  Here is a summary of your loan payments and duration:

Loan Summary


Monthly Principal & Interest


Total of 240 Payments


Total Interest Paid

Sep, 2031

Pay-off Date

Now, assume you come to Perrotta, Cahn & Prieto, P.C.  We have an appraiser go to your home and inspect it.  The appraised value of the home, due to depreciation and the economy, is only $14,000.00.  We can modify the loan for you in a chapter 13 plan that only costs $351 to file.  Here’s what your new loan terms look like:

Loan Summary


Monthly Principal & Interest


Total of 60 Payments


Total Interest Paid

Sep, 2016

Pay-off Date

The payment is almost half as much.  The term is FIFTEEN (15) YEARS SHORTHER, and you save $87,900 over time!!

Many attorneys, even bankruptcy attorneys, aren’t aware of this law.  We are.  We know how to help.  If you are a resident of North Georgia, feel free to call or e-mail me for a free and confidential consultation.

Brian R. Cahn, Attorney


(770) 382-8900    Office Locations: CARTERSVILLE  |  DALLAS  |  CALHOUN  | DALTON

Perrotta, Cahn & Prieto represents clients throughout Georgia and the Southeastern United States.  We have offices conveniently located throughout Georgia.  To schedule a free consultation with a lawyer at our firm, call us toll-free at 866-382-8900 or visit us online at

We have offices in: Cartersville, Calhoun, Dalton, Atlanta and Dallas

Serving clients in: Bartow, Floyd, Paulding, Cherokee, Polk, Whitfield, Douglas, Cobb, Fulton, Chatham, and all of Northwest Georgia.


Posted on April 11, 2012, in Uncategorized and tagged , , , , , , , , , , , , , , , , , , , , , , , , . Bookmark the permalink. Leave a comment.

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